As I mentioned here, the problems are mounting as the law takes shape in Massachusetts. From todays Boston Globe, comes more, which I highlighted, but encourage you to read.
- More than 200,000 people with health insurance would have to buy additional coverage to meet proposed minimum standards under the state’s new health insurance law, according to a count completed by insurers yesterday.
- Individuals would face a fine of about $200 next year and more in future years, if they do not have insurance that meets the standards.
They have insurance which was the goal, right? But now you are going to be forced to buy more? I’m thinking alot will pay the $200.
- The number of residents whose insurance would not meet the minimum standards is more than four times the estimate made by the board’s staff earlier this month before the board altered the proposed standards. And the new number includes only those covered by the five largest Massachusetts insurers. It does not include tens of thousands more who have policies that set dollar limits on coverage, policies that the board also said were inadequate.
- the board estimated that a rough average premium would total $380 a month
- The proposed standards would limit annual out-of-pocket expenses to $5,000 for an individual and $10,000 for a family and hold deductibles to no higher than $2,000 per individual and $4,000 per family.
- proposed plans cover generic drugs and three medical visits per individual before the deductible kicks in. Insurers would not be allowed to set limits on coverage per sickness, year, or lifetime, nor could they set a dollar maximum for any medical service.
Now, let’s keep in mind that this is proposed. generic drugs is a gimme, made to look like you are getting something out of this. Most insurance companies require a generic drug. How many families can afford those out-of-pocket expenses?
“We think this is taking healthcare reform backwards,” said Dr. Marylou Buyse, president of the association. “These are products that people have had for years. People who buy them think they’re good plans.”
She likened the board’s proposed minimum requirements to “forcing everybody to buy a Cadillac. There are a lot of people who don’t pay for high-benefit plans. They don’t want them, and they don’t want to pay for them.”
Lord said he was also worried that the proposed standards might lead businesses to drop insurance coverage, rather than offer their employees more extensive and expensive plans.
Ya think?
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21 Responses to “More Problems With Massachusetts’ (Forced) Healthcare”
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Which is precisely what the left never seems to get. If you try to make people pay for things they can’t afford it hurts them financially and the economy in the long run.
Duh!
I think that if you allowed individuals to pool together as a group, the healthcare would be affordable. ie., Bon Bon and I are not related, don’t know each other, but both are in need of insurance…when wego to buy it,rather than lump all individuals together as a group, they charge us individual pricing..BS…let people that are buying pool together as a group of 1000, 5000, or a 1,000,000 people on the policy and the rates will be affordable…..
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